Ways to Save Money Every Day
I have been talking about the importance of cash flow management. Often times we spend money out of habit. A good example is the coffee purchase at fancy coffee shops. Purchasing the lattes, frappes, and chai teas adds up, especially if you are buying one per day. Let's see that's about $4.00 per day, $20.00 per week, $80.00 per month, or a wapping $960.00 per year and that does not include the fat-free muffin or biscotti!
This year the Wealthy Women have a mandate from God to "Make as Much as You Can", "Save as Much as You Can," "Invest as Much as You Can" and "Give as Much as You Can"
This week's challenge is to spend as little as possible each day. Let's be accountable to each other. I have decided to spend $5.00 tomorrow. What about you? Tell us how much you are going to spend AND come back to tell us if you achieved your goal.
Let's see just how much you can save and share our strategies with each other so wealth and riches can be in our house!
This year the Wealthy Women have a mandate from God to "Make as Much as You Can", "Save as Much as You Can," "Invest as Much as You Can" and "Give as Much as You Can"
This week's challenge is to spend as little as possible each day. Let's be accountable to each other. I have decided to spend $5.00 tomorrow. What about you? Tell us how much you are going to spend AND come back to tell us if you achieved your goal.
Let's see just how much you can save and share our strategies with each other so wealth and riches can be in our house!
My goal is to spend 10 dollars today on 2/20/2008, and write it down in my spending journal. I thank you for helping me be accountable to myself and someone else-who is also like-minded.
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Today I spent 8.66 today!!! I also cancelled services that I was paying for unnecessarily on my telephone service which I'll receive credit for 48 dollars and I cancelled an internet subscription whici I'll receive 13 dollars for a refund; the total amount knocked off today was 61.00. I am looking forward to becoming a wealthy woman partner in the near future. Whatever it takes to regain control of my condition, so be it. I'm not done yet; I'm just getting started.
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Good Morning Min. Eagan and all the Wealthy Women. The first day of the challenge I thought I was doing good by only buying a latte and cutting back on what I would spend on lunch. Now I realize I can save even more by preparing my coffee or tea at home as well as my lunch. I have been amazed at how much I was spending without even knowing it. Also, I received my recent American Express bill and for the first time in years it said "none". That's because I took Min. Eagan's earlier challenge and didn't charge anything for a month. What a wonderful surprise. I am carrying that challenge into this month as well. I pray God continues to bless you and your husband for your obedience to His call and your generosity to the Wealthy Women.
Elese
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Sabrina,
Let's go further, what are you going to do, when, how much do you anticipate making in 2008, and detail a written strategy, for yourself. Write the vision and make it plain and let's watch God BE God!
Much love, all the best,
Minister Eagan
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Sorry Minister Eagan, but I was leaving a comment about last weeks topic that we had on 03/31/08 Succeed in Money and I put the comment on in the wrong category. I was trying to find last weeks topic on your Blog, but I did not see it. So please disregard the comment that I placed on your Blog on 04/01. It was related to the topic on 03/31/08. Thanks and God Bless.
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Hello Min. Eagan, Thank you for your diligence and support in helping me obtain financial freedom. These are the minimum changes I will make to save money. I will get my hair done 3x/mo instead of 4x. I will get my nails done 1x/mo instead of 2x. I have gone to the grocery store to cook food as oppose to eating out daily. I will cook breakfast at least 4x/week, take my lunch at least 3x/week, and eat a home cooked meal at least 4x/week. In addition, I will write down everything I spend money on for 1 month in order to find other opportunities to save. Thanks, Kim
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Tomorrow I am spending 0 dollars. I had a terrible day at work today and just had to go and get some Cold Stone ice cream (the ultimate comfort food ... ice cream was $5.00) 100 percent of my spending limit. So I need to do some serious recovery this week and spend an average of $2.00 a day this week.
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Hi Minister Eagan, I will be saving money by paying off 3 credit cards that total $8,000 and my car note of $20,000. Love you and all the wealthy women who are pursuing their goal to save as much as they can this quarter.
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thanks for the note about saving money. God has spoken to me about all the little things I purchase on a daily basis. I plan to buy a medium tea only instead of xl today. that will save me at least 30 cents each time I go for tea. I have paid off all my credit cards except for one which i will be working on next. I will also work on increasing number of clients for my avon business. I will also look for other opportunites to increase my cash flow. thanks for your help and encouragement. Its good to read about all the women who are working on becoming wealthy. I believe that we receive the true riches that money cant buy when we live by kingdom principles and honor the Lord with our first fruits. I plan to become a wealthy woman, not nly for myself but to help others.
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I was in the terrible habit of buying coffee at these expensive coffee shops as well, but after reviewing my credit card statement it almost made me sick! In one month I spent nearly 175 dollars on coffee, bottled water, and other drinks. This not only hurt my pocketbook, but also my waistline. I now spend only about 20 dollars a month on drinks! I cant tell you how much of a difference this has made for me.
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I know exactly what you mean, i tend to be an impulsive shopper, buying more then i really need without even realizing. I am really trying to change my atitude lately, i want to save some of my money each month. I can't completely stop myself from buying stuff i don't need though, so the only way i succeed reaching my saving goals is by chasing discounts and coupons.
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